Find a bond
Professional Bond Experts
Let us help you find the perfect mortgage for your dream home!
Easy & Efficient Application Process
We understand that navigating the mortgage and real estate industry can be overwhelming, so we are here to take the weight off your shoulders. Our team works tirelessly to provide the best service in the industry, constantly staying up-to-date with the latest developments and trends. Trust us to simplify the process and minimize risk.
Personalized Service
At Cape Holdings, we believe in building lasting relationships with our clients. Our dedicated brokers are always available to guide and support you through every step of the process. We are more than just a mortgage provider; we become part of your family.
Competitive Rates & Expert Advice
As seasoned mortgage specialists, we have been helping South African residents achieve their home ownership dreams since 2000. Our brokers have a wealth of knowledge and expertise and are ready to help you find the perfect mortgage solution, no matter your needs. Let us help you turn your dreams into reality.
3 EASY STEPS TO OWNING
YOUR OWN HOME:
1. Begin with Pre-Approval
1. Begin with Pre-Approval
Kickstart your journey by obtaining pre-approval. This swift financial assessment offers a clear understanding of your property budget and helps you evaluate your credit profile.
2. Find Your Dream Home
2. Find Your Dream Home
With a well-defined budget and precise search criteria, locating your dream home becomes a breeze. Embark on your home ownership journey today with confidence.
3. Secure the Ideal Home Loan
3. Secure the Ideal Home Loan
Ensure you secure the optimal home loan to meet your buying needs. With the right assistance, you can navigate this critical step smoothly and effortlessly.
A Message From Management
Cape Holdings Home Loans has been serving the community for over 20 years, helping people navigate the home buying process with ease.
22-Year Home Loan Odyssey
Welcome to Cape Holding Home Loans, where "we take you home" means we guide you every step of the way to ensure a professional, holistic experience. Our mission is to present your bond application in the best light to the bank's credit department, drawing from our extensive industry experience and insight into how banks assess applications. With over 22 years in this field, it's always a privilege when we secure bond financing for our clients, turning their new house into their home!
Manager at Cape Holdings Home Loans Gerrie Vorster
Pre-Qualify Today!
At Cape Holdings Home Loans, we aim to offer advanced mortgage options for homeowners. Our services are complimentary, and we work tirelessly to secure the best deal for you through negotiations with various banks.
1000+
Happy Customers
5+
Home loan Experts
30+ Years
Experience
Have Inquiries?
Find Solutions to Our Most Commonly Asked Questions.
Feel free to reach out to our experts for personalized guidance.
Is it possible to secure a home loan without a deposit?
Absolutely, all major banks extend 100% loan options, subject to meeting specific qualifying conditions.
Why should I consider pre-approval?
Obtaining a pre-approved certificate not only assesses your creditworthiness but also provides an accurate estimate of your affordability.
If I've received pre-approval, is the bank's commitment guaranteed?
While not an absolute assurance, it's noteworthy that 85% of all home loan applications with a pre-approved certificate ultimately gain approval.
What's included in a credit check?
A comprehensive examination of your credit history, encompassing your credit score, which is influenced by your retail account payment history.
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