• The Ultimate Home Loan Experience

    Choose Cape Holdings Home Loans for a Seamless Home ownership Experience.

Secure the optimal Home Loan deal
Cape Holdings Home Loans

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Our service is FREE,
with NO obligation

Find a bond

Professional Bond Experts

Let us help you find the perfect mortgage for your dream home!

Easy & Efficient Application Process

We understand that navigating the mortgage and real estate industry can be overwhelming, so we are here to take the weight off your shoulders. Our team works tirelessly to provide the best service in the industry, constantly staying up-to-date with the latest developments and trends. Trust us to simplify the process and minimize risk.


Personalized Service

At Cape Holdings, we believe in building lasting relationships with our clients. Our dedicated brokers are always available to guide and support you through every step of the process. We are more than just a mortgage provider; we become part of your family.

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Competitive Rates & Expert Advice

As seasoned mortgage specialists, we have been helping South African residents achieve their home ownership dreams since 2000. Our brokers have a wealth of knowledge and expertise and are ready to help you find the perfect mortgage solution, no matter your needs. Let us help you turn your dreams into reality.

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1. Begin with Pre-Approval

Kickstart your journey by obtaining pre-approval. This swift financial assessment offers a clear understanding of your property budget and helps you evaluate your credit profile.

2. Find Your Dream Home

With a well-defined budget and precise search criteria, locating your dream home becomes a breeze. Embark on your home ownership journey today with confidence.

3. Secure the Ideal Home Loan

Ensure you secure the optimal home loan to meet your buying needs. With the right assistance, you can navigate this critical step smoothly and effortlessly.

A Message From Management

Cape Holdings Home Loans has been serving the community for over 20 years, helping people navigate the home buying process with ease.

Pre-Qualify Today!

At Cape Holdings Home Loans, we aim to offer advanced mortgage options for homeowners. Our services are complimentary, and we work tirelessly to secure the best deal for you through negotiations with various banks.

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Happy Customers


Home loan Experts

30+ Years

Have Inquiries?

Find Solutions to Our Most Commonly Asked Questions.
Feel free to reach out to our experts for personalized guidance.

Is it possible to secure a home loan without a deposit?

Absolutely, all major banks extend 100% loan options, subject to meeting specific qualifying conditions.

Why should I consider pre-approval?

Obtaining a pre-approved certificate not only assesses your creditworthiness but also provides an accurate estimate of your affordability.

If I've received pre-approval, is the bank's commitment guaranteed?

While not an absolute assurance, it's noteworthy that 85% of all home loan applications with a pre-approved certificate ultimately gain approval.

What's included in a credit check?

A comprehensive examination of your credit history, encompassing your credit score, which is influenced by your retail account payment history.

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